Uco Bank provides personal loans to salaried individuals and pensioners at the rate of 11.40%- 12.80%. The bank allows maximum loan amount upto 10 times of monthly income with a maximum cap of Rs.10 lac. The repayment tenure can be as long as 60 months at maximum. The bank provides concession of 0.25% in interest rate for the female applicants, While charges a higher rate of 12.80% from the pensioners. The processing charges are 1% of loan amount with a …