United Bank of India offers personal loans to the salaried upto Rs.2 lac and to the pensioners upto Rs. 10 lacs at the interest rate of 13.50%-14.20% per annum. The repayment tenure for the pensioners are upto 48 months at maximum and upto 36 months for the salaried borrowers. The processing charges for the personal loans are 1% of the loan amount for salaried individuals and 1.18% for the pensioners. The United Bank of India do not charges for the …