Punjab and Sind Bank provides personal loans upto Rs.3 lac at maximum on an interest rate of 12.80%-14.05% to the salaried individuals and pensioners having account with the bank. The maximum repayment period allowed by the Punjab and Sind Bank is 60 months. The Punjab and Sind Bank charges a processing fee of 1% of loan amount for the loan application processing which is a bit higher in comparison of 0.50% of loan amount charged by the Oriental Bank of …