Federal Bank SBI Gold & More Credit Card

Federal Bank SBI Gold & More Credit Card
Federal Bank SBI Gold & More Credit Card

Card Details

  • Spend Rs. 2,000 or more in the first 60 days and get 2,000 bonus Reward Points.
  • Get ₹ 100 cashback on your first ATM cash withdrawal, if done within 30 days of receiving your card.
  • Spend Rs. 90,000 in a year and get the annual membership fee waived off.
  • Enjoy 10 Reward Points per Rs 100 spent on Dining, Movies, Departmental Stores, and Grocery Spending.
  • Earn 1 Reward Point per Rs 100 spent on all other spends.
  • Get 1% fuel surcharge waived off at any petrol pump, valid on transaction amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail of this offer. Maximum benefit of Rs. 100 per statement cycle.
  • Enjoy the ease of cash withdrawal anytime from over 1 million Visa ATMs worldwide.
  • Get a 24×7 helpline for emergency card replacement even while travelling abroad.

Pros & Cons

ProsCons
Fuel Surcharge Waiver
Internationally Accepted
Milestone Rewards
Annual Fee Waiver
Joining Perks
No Reward Points on Fuel Purchase
Card Replacement Fee Applicable
No Complimentary Lounge Access

Fee Details

  • Annual Fee: Rs. 499
  • Joining Fee: Rs. 499
  • Add-on Card Fee: Nil
  • Late Payment Fee: Up to Rs. 750
  • APR: 40.2%
  • Cash Withdrawal Fee: 2.5%, min Rs. 300
  • Card Replacement Fee: Rs. 100

Reward Programme

  • Enjoy 10 Reward Points per Rs 100 spent on Dining, Movies, Departmental Stores, and Grocery Spending.
  • Earn 1 Reward Point per Rs 100 spent on all other spends.

Reward Rate: Rs. 0.25 to Rs. 2.5 per Rs. 100 spend

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