Benefits
Welcome Benefits – 12,000 Reward Points worth Rs. 3,000 upon spending Rs. 2000 or more within 60 days of card activation and payment of joining fee of Rs. 2,999.
Rewards Points Accrual – Earn 2 Reward Points on every Rs. 100 on every transaction.
Apart from it, you earn 20 Reward Points on every Rs. 100 that you spend on your dining expenditure. You can earn a max of 1000 reward points under this incremental benefit in a billing month.
You also earn 10 Reward Points on every Rs. 100 you spend for purchasing electronic gadgets and home appliances at partner outlets of Bajaj Finserv.
Movie Benefits – On purchase of a movie ticket at Bookmyshow on any day of the week, get a max discount of up to Rs. 200 per ticket in a billing month. You can avail of this benefit once every billing month.
Fuel Surcharge Waiver – In case of fuel transactions between Rs. 500 to Rs. 4,000, you get 1% fuel surcharge waived off on purchasing petrol or any other fuel product at any petrol pump in India. Subject to a maximum monthly benefit of Rs. 150.
Lounge Access – Get 2 Complimentary access to Mastercard Lounges in India worth Rs. 15,00 each in every calendar quarter, subject to a maximum of 6 free visits in a year.
Drawbacks
- No Reward Points on fuel transactions.
- No Lounge Access
- No benefit on renewal.
Highlights
- Interest-free Cash withdrawal equal to 100% of cash limit allowed on the card, till billing date at domestic ATMs, subject to Max 50 days period. Subject to daily ATM withdrawal limit.
- With Fee Breaker facility of Rs. 500 per annum where interest will reduce to 1.49% per month for a year.
- Avail instant personal loan equal to your available cash limit for a period of three months without paying any interest.
Eligibility Criteria
- Must have a min credit score of 750 points.
- Must be between the age of 25 years to 65 years.
- Must be an existing Bajaj Finserv Customer.
- Add-on Cardholder must be at least 18 years old.
Documentation
- Aadhar Number
- PAN Card
- KYC Details
- Proof of Existing Relationship with Bajaj Finserv
Milestone Rewards
- Earn 1500 Bonus Reward Points on spending Rs. 25,000 or above in a billing month.
- Earn additional 1000 Bonus Reward Points on crossing the monthly spending of Rs. 40,000 or above.
Fees & Penalties
| Type of Charges | Applicable Amount |
| Annual Fee | Rs. 2,999 |
| Joining Fee | Rs. 2,999 |
| Add-on Card Fee | Zero |
| Typical APR | 3.99% per month |
| Cash Withdrawal | 2.5% of the cash amount or Min Rs. 100. |
| Late Payment | 15% of the total amount due.Min Rs. 350 to Max Rs. 1,000 |
| Over-Limit | Rs. 600 |
| EMI Bounce | Rs. 500 per instance |
| Foreign Currency Transaction | 3.5% on the rupee value after conversion |
| Fuel Surcharge | 1% of the fuel transaction, subject to minimum Rs. 10 |
| Cash Deposit | Rs. 100 at Bajaj Finserv & RBL Bank Branches |
| Min Amount Due (MAD) | 5% of the outstanding amount or min Rs. 200. |
| Card Replacement | Rs. 200 |
FAQs
Bajaj Finserv Customer Care?
Phone: 1800-121-9050 (Toll-free) / 022-71190900
Email: supercardservice@rblbank.com /
Postal Address: Credit Cards Service, RBL Bank JMD Megapolis, Unit No. 306-11, 3rd Floor, Sohna Road, Sector 48, Gurgaon, Haryana – 122 018
SMS: Write “CARD” and send to 56070