Card Details
- Welcome gift of Fbb gift voucher worth Rs. 500, redeemable at any Big Bazaar/ Fbb store, against select fashion categories only. Voucher validity is of 1 year from its date of issue.
- An anniversary gift of 2,000 Bonus Reward Points worth Rs. 500 every year.
- Upfront discount of flat 10% round the year, applicable for fashion apparel, accessories & footwear at Fbb and Big Bazaar outlets. No cap on count or value of daily, monthly, or yearly discount. Offer is valid over and above the existing offers or promos in the stores.
- 1 Reward Point on every Rs. 100 spends on other purchases.
- 10X Reward Points on every Rs. 100 spent at Big Bazaar, Standalone Fbb, and Food Bazaar outlets, and on all your Dining expenditures.
- Get a 2.5% fuel surcharge waived off on every transaction of Rs. 500 to Rs. 3,000, subject to a maximum of Rs. 100 per statement cycle.
Pros & Cons
| Pros | Cons |
| Low Annual Fee Good on Bonus Rewards Fuel Surcharge Waiver Free Supplementary Cards | No Annual Fee Waiver No Lounge Access No Reward Points on Fuel purchase |
Fee Details
- Annual Fee: Rs. 499
- First Year / Joining Fee: Rs. 499
- Add-on Fee (per annum): Nil
- Interest-free credit period: 25-50 days, which is applicable only on retail purchases, and if the previous months outstanding is fully paid
- Finance charges: Up to 3.35% per month, accounting for 40.2% per annum, from the date of transaction
- Minimum amount due: 5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
- Cash Advance Limit: Up to 80% of the credit limit, maximum Rs. 15,000 per day
- Free credit period: Nil
- Finance Charges on Cash Advance: Up to 3.35% per month accounting for 40.2% per annum from the date of withdrawal
- Cash Advance Fee (through SBI or other ATMs): 2.5% of the transaction amount, subject to a minimum of Rs. 300
- Cash Advance Fee (through International ATM): 3% of the transaction amount, subject to a minimum of Rs. 300
- Payment Dishonor fee: 2% of the payment amount, subject to a minimum of Rs. 350
- Late payment: Nil for the total amount due from Rs. 0 to Rs. 200; Rs. 100 for the total amount due greater than Rs. 200 and up to Rs. 500; Rs. 400 for the total amount due greater than Rs. 500 and up to Rs. 1,000; Rs. 500 for the total amount due greater than Rs. 1,000 and up to Rs. 10,000; Rs. 750 for the total amount due greater than Rs. 10,000
- Overlimit: 2.5% of over-limit amount subject to a minimum of Rs. 500
- Card replacement: Rs. 100
- Emergency card replacement, when abroad: Nil
- Foreign currency transaction: Conversion mark up: 3.5%
- Rewards redemption fee: Up to Rs. 99
- Railway tickets through counters: Rs. 30 + 2.5% of the transaction amount
- Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
- Petrol and other products or services sold at petrol pumps: 2.5% fuel surcharge waiver for each transaction between Rs. 500 and Rs. 3,000, exclusive of all applicable taxes, wherever applicable, and all other charges.
- 2.5% of transaction amount (Min. 10) for transaction Amount Between Rs. 500 to Rs. 3,000
- Maximum surcharge waiver of Rs. 100 per statement cycle, per credit card accounts.
Reward Programme
- 10X Reward Points on your spending at Big Bazaar, Standalone Fbb, and Food Bazaar outlets, and on all your Dining expenditures.
- 1 Reward Point on every Rs. 100 spends on other purchases.
Reward Rate: Rs. 0.25 to Rs. 2.50 per Rs. 100 spend.
Intro Bonus Offer: Value Rs. 500
- Welcome gift of Rs. 500 worth Fbb gift voucher, redeemable at any Big Bazaar/ Fbb store, against select fashion categories only. Voucher Validity is of 1 year from its date of issue. Fbb Gift Voucher will be in the form of digital/ e-code. Same will reach the customer at registered mobile number, within 10 days from the fee-paying date.
Bonus Offer
- An anniversary gift of 2,000 Bonus Reward Points every year
- Upfront discount of flat 10% round the year, applicable for fashion apparel, accessories & footwear at Fbb and Big Bazaar outlets. No cap on count or value of daily, monthly, or yearly discount. Offer is valid over and above the existing offers or promos in the stores.
Benefits
- Fuel – Get a 2.5% fuel surcharge waived off on every transaction of Rs. 500 to Rs. 3,000, subject to a maximum of Rs. 100 per statement cycle.
- Dining – 10 reward points per Rs. 100 spent
- Shopping – 10 reward points per Rs. 100 spent at partner websites and a 10% upfront discount at Fbb and Big Bazaar on fashion apparel, accessories, and footwear.