Citi Corporate Credit Card

Card Details

A centralized and streamlined process to manage spending with an online spend management tool.
Excellent service setup with dedicated relationship managers and service helpdesks.
Never expiring Reward Points with every purchase.
Air Accident Insurance cover of Rs.30 lacs from HDFC ERGO General Insurance Company Limited in the event of death of cardholder resulting from air accident.
Redeem your Reward Points for air miles, hotel stays, and gift vouchers for premium merchandise and delightful experiences.
Get up to 55% savings across a host of business products and services including travel, hotel stays, car rentals, restaurants, and more. These benefits are provided by VISA.
Get up to 20% savings on your dining bills. Enjoy the offer at over 2,000 diners including popular cafés, bistros, fast-food outlets, food courts, and fine dining restaurants across major cities in India.
Get help from Personal Concierge Service for planning a party, sending flowers, making dining reservations, for travel assistance, and much more. Simply call 1800-114-999 or 011-41898875.
Citibank Cardmember benefits and preferential deals on shopping, travel, entertainment, spas, golf, and much more in India and over 30 other countries.
Get easy access to local currency while in a foreign country and cashless payments across 36 million merchant establishments worldwide.
Emergency card replacement worldwide.
2 Reward Points for every Rs.125 in purchases.

Pros	Cons
Points Never Expire Insurance Cover Personal Concierge Services International Card	Card Replacement Fee No Annual Fee Waiver No Lounge Access No Golf Privileges Never Expiring Reward Points

Annual Fee:
First Year Fee:
Cash Advance fee: 2.0% of the advance amount, subject to a minimum of Rs.300 at Indian ATMs and the US $7.5 at International ATMs.
Late Payment Charges (per month): 2.75% for payments overdue by up to 29 days, applicable from Payment Due Date & subject to a minimum of Rs.200; 4.50% for payments overdue by 30 days or more, applicable from Payment Due Date & subject to a minimum of Rs.200.
Overlimit Charge: N/A
Fuel Surcharge: 2.5% waiver at IndianOil Outlets for transactions done on Citibank EDCs, subject to a minimum of Rs.10.
Railway Ticket Surcharge: 1.8% of the transaction value for regular transactions and 2.8% of the transaction value for 3 EMI transactions, when booked online. Otherwise, 2.5% of the transaction value (subject to a minimum of Rs.25) when booked through Railway Counters.
Card Replacement fee: Rs. 100
Foreign Currency Markup: 3.5%

Reward Rate: Rs. 0.70 per Rs. 100 spend