Benefits
Welcome Benefits – 4000 Reward Points worth Rs. 1,000 upon spending Rs. 2000 or more within 60 days of card activation and payment of joining fee of Rs. 999.
Rewards Points Accrual – Earn 2 Reward Points on every Rs. 100 on every transaction. Apart from it, earn 20 Reward Points on every Rs. 100 at dining expenditures on any Wednesday of the month. The maximum incremental reward point you can earn on your dining expenditures is limited to 1000 points in a billing month.
You also earn 10 Reward Points on every Rs. 100 that you spend on purchasing electronic gadgets and home appliances at any partner outlet of Bajaj Finserv.
Renewal Benefits – You get no additional benefit in return for a renewal fee of Rs. 999.
Movie Benefits – Buy 1 movie ticket at the BookMyShow website or mobile app for the Wednesday show and get a discount of up to a maximum of Rs. 200, once in a month.
Fuel Surcharge Waiver – In case of fuel transactions between Rs. 500 to Rs. 4,000, you get 1% fuel surcharge waived off on purchasing petrol or any other fuel product at any petrol pump in India. Subject to a maximum monthly benefit of Rs. 100.
Drawbacks
- No Reward Points on movie and fuel transactions.
- No Lounge Access
- No benefit on renewal.
Highlights
- Interest-free Cash withdrawal equal to 100% of cash limit allowed on the card, till billing date at domestic ATMs, subject to Max 50 days period. Subject to daily ATM withdrawal limit.
- With Fee Breaker facility of Rs. 500 per annum where interest will reduce to 1.49% per month for a year.
- Avail instant personal loan equal to your available cash limit for a period of three months without paying any interest.
Eligibility Criteria
- Must have a min credit score of 750 points.
- Must be between the age of 25 years to 65 years.
- Must be an existing Bajaj Finserv Customer.
- Add-on Cardholder must be at least 18 years old.
Documentation
- Aadhar Number
- PAN Card
- KYC Details
- Proof of Existing Relationship with Bajaj Finserv
Milestone Rewards
- Earn 10,000 Bonus Reward Points on spending min Rs. 1.5 Lacs annually.
- Earn additional 5,000 Bonus Reward Points on reaching annual spending equal to Rs.2.5 Lacs.
Fees & Penalties
| Type of Charges | Applicable Amount |
| Annual Fee | Rs. 999 |
| Joining Fee | Rs. 999 |
| Add-on Card Fee | Zero |
| Typical APR | 3.99% per month |
| Cash Withdrawal | 2.5% of the cash amount or Min Rs. 100. |
| Late Payment | 15% of the total amount due.Min Rs. 350 to Max Rs. 1,000 |
| Over-Limit | Rs. 600 |
| EMI Bounce | Rs. 500 per instance |
| Foreign Currency Transaction | 3.5% on the rupee value after conversion |
| Fuel Surcharge | 1% of the fuel transaction, subject to minimum Rs. 10 |
| Cash Deposit | Rs. 100 at Bajaj Finserv & RBL Bank Branches |
| Min Amount Due (MAD) | 5% of the outstanding amount or min Rs. 200. |
| Card Replacement | Rs. 200 |
FAQs
Bajaj Finserv Customer Care?
Phone: 1800-121-9050 (Toll-free) / 022-71190900
Email: supercardservice@rblbank.com /
Postal Address: Credit Cards Service, RBL Bank JMD Megapolis, Unit No. 306-11, 3rd Floor, Sohna Road, Sector 48, Gurgaon, Haryana – 122 018
SMS: Write “CARD” and send to 56070